AI-Powered Estimate Review

Accurate Estimates.
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Quoto compares carrier and contractor estimates side by side — line by line — and clearly identifies every discrepancy, omission, and variance between the two. Designed to bring transparency and accuracy to the claims process for everyone involved.

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Built for accuracy at every step of the claim

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PDF Estimate Comparison

Upload both estimates as PDFs. Quoto reads and parses each one, mapping every line item into a structured side-by-side view.

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Side-by-Side Analysis

Review carrier and contractor amounts on every line item — matches, variances, and omissions are clearly identified at a glance.

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Photo Upload & Labeling

Attach jobsite photos to individual line items with labels and descriptions, creating a thorough and organized visual record.

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AI Discrepancy Summary

Quoto generates a clear, professional summary of all identified discrepancies with exact dollar amounts for documented communication.

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Publish & Share

Generate a professional PDF report and share it directly with carriers, adjusters, or contractors in seconds.

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Results in Under a Minute

No manual data entry required. Upload two files, run the comparison, and your full variance report is ready immediately.

See it in action

A real estimate comparison processed through Quoto — every line item reviewed, every variance clearly documented.

Estimate Comparison ReportPowered by Quoto AI

#	Description	Carrier Qty	Carrier Total	Contractor Qty	Contractor Total	Variance	Status
Roof (6 items)
1	Tear off, haul and dispose of comp. shingles	40.01	$2,432.21	40.01	$2,503.83	+$71.62	Inconsistency
2	Roofing felt - 15 lb.	40.01	$1,286.59	40.01	$1,286.59	—	Match
3	Asphalt starter - universal starter course	151.33	$282.04	151.33	$282.04	—	Match
4	Laminated - comp. shingle rfg. - w/out felt	40.33	$10,155.00	40.33	$10,155.00	—	Match
5	Hip / Ridge cap - Standard profile - composition shingles	75.67	$427.14	75.67	$427.14	—	Match
6	Roof vent - turtle type - Metal	3	$197.39	4	$263.19	+$65.80	Inconsistency
Front Elevation (2 items)
7	R&R Gutter / downspout - aluminum - up to 5"	20	$200.31	20	$200.31	—	Match
17	R&R Wrap wood window frame & trim with aluminum sheet	—	—	1	$278.81	+$278.81	Missing
Right Elevation (2 items)
8	R&R Gutter / downspout - aluminum - up to 5"	9	$90.14	10	$100.15	+$10.01	Inconsistency
9	R&R Wrap wood window frame & trim with aluminum sheet	3	$836.44	3	$1,117.28	+$280.84	Inconsistency
Rear Elevation (2 items)
10	Window screen - rescreen, 10 - 16 SF	1	$46.39	1	$46.39	—	Match
18	R&R Fascia - metal - 8"	—	—	10	$80.08	+$80.08	Missing
Left Elevation (3 items)
11	R&R Gutter / downspout - aluminum - up to 5"	10	$100.15	20	$200.31	+$100.16	Inconsistency
19	R&R House wrap (air/moisture barrier)	—	—	1328.92	$601.14	+$601.14	Missing
20	R&R Siding - vinyl	—	—	1328.92	$7,293.71	+$7,293.71	Missing
Labor Minimums Applied (2 items)
13	Gutter labor minimum	1	$120.52	1	$67.17	$-53.35	Inconsistency
14	Window labor minimum	1	$169.58	1	$169.58	—	Match
Debris Removal (1 items)
12	Haul debris - per pickup truck load - including dump fees	1	$160.66	1	$160.66	—	Match
TOTAL GAP						+$8,782.17

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