From two PDFs to a
supplement letter in minutes

Start by creating a new project in Quoto. Give it a name — typically the insured's name or claim number — so you can find it later.

Each project holds both estimate PDFs, all comparison results, photos, and the generated supplement letter in one place.

Upload the carrier's estimate and the contractor's estimate. Quoto accepts standard PDF exports from Xactimate and most other estimating platforms.

There's no template to fill out and no manual data entry. Just upload the files exactly as you receive them.

Quoto's AI reads both PDFs and extracts every line item — description, quantity, unit cost, and total — from each estimate.

The extraction takes under a minute. Line items are matched by description and category across both documents automatically.

Every line item is laid out side by side with the carrier amount on one side and the contractor amount on the other. Matches, variances, and omissions are clearly flagged.

You'll see the exact dollar variance on each line and a total gap at the bottom — no calculator required.

With one click, Quoto drafts a professional supplement request letter that lists every discrepancy and omission with supporting detail.

The letter pulls your name, company, phone number, and license number from your profile automatically. You can edit it in the app before sending.

Export a polished PDF report of the full comparison and send it directly to the carrier, adjuster, or any other party on the claim.

The shareable report includes the comparison table, variance summary, and your supplement letter — everything in one document.